Communities / Twisted Oaks / Homesite 170
Under Construction

$251,070

$1,993/moest. payment

3.5% down · 30-yr fixed FHA · rate 4.990% · APR 5.817%

Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

Twisted Oaks · Pearson A plan · Townhome

Homesite 170

Beds
3 BD
Baths
2.5
Sq Ft
1,458
Lot
≈3,480 sq ft
Homesite
170
Est. move-in
October 2026
HOA
$124/mo

Plan Your Budget

Payment Estimator

Adjust the assumptions to see a rough monthly estimate. Open a specific home's “Estimate payment” and it fills in that home's real HOA and county tax. Set any rate you like — the APR beside it is recomputed for that scenario, fees and mortgage insurance included.

Loan type

FHA finances the upfront mortgage insurance premium into the loan and carries monthly MIP for the life of the loan below 10% down. Conventional carries PMI until the balance reaches 78% of the purchase price, and none at all at 20% down.

VA is for eligible veterans, active-duty service members and certain surviving spouses. It needs no down payment and carries no monthly mortgage insurance at all — the cost is a one-time funding fee financed into the loan, 2.15% below 5% down, 1.50% from 5%, 1.25% from 10%. Veterans with a service-connected disability rating pay no funding fee, and certain surviving spouses are exempt as well; the estimate above assumes the fee applies, so an exempt buyer’s real payment comes in below it. Eligibility and your Certificate of Eligibility come from a licensed loan officer.

Down payment
Interest rate

The published 4.99% programme closed on its printed close-by date, so this estimator no longer opens on a rate. Enter a rate you have been quoted, or ask a loan officer for today’s.

Loan term

Estimate only. Actual taxes, assessments, insurance, and HOA vary by home and community. Not a loan estimate or commitment to lend.

Estimated principal & interest

With estimated taxes & insurance

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Estimates for educational purposes only. Not a loan offer, quote, or commitment to lend. Actual rates, payments, and costs vary by buyer, lender, and program. Contact me for current rates and personalized figures.

No Assumptions

This Home’s Actual Costs

The three fixed costs behind the estimate above — read from this homesite’s own record and the county’s rate, not from an average. Nothing here is adjustable, because none of it is a guess.

Property tax
$205/mo
Sumter County ad valorem at 0.98% of price
Insurance
$100/mo
Estimated homeowner’s premium for this county
HOA
$124/mo
This homesite’s own fee from the builder’s inventory sheet

Already included in the payment and the estimator above. Property tax is the county rate applied to today’s list price; a homesteaded buyer’s bill is usually lower.

Where It Sits

Homesite 170 in Twisted Oaks

The Pearson Plan

Plan details

3 BD · 2.5 ba · 1,458 sq ft · Townhome

All floor plans →

More like this: All homes in Twisted Oaks · The Pearson plan · New homes in Wildwood · See it on the map

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Under Construction

$251,070

$1,993/moest. payment

3.5% down · 30-yr fixed FHA · rate 4.990% · APR 5.817%

Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

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166
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≈3,480 sq ft
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Est. October 2026
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Under Construction

$238,070

$1,908/moest. payment

3.5% down · 30-yr fixed FHA · rate 4.990% · APR 5.822%

Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

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Homesite
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Lot
≈1,740 sq ft
Move-in
Est. October 2026
Call or Text Tony