$389,070
$2,858/moest. payment
3.5% down · 30-yr fixed FHA · rate 4.990% · APR 5.785%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Homesite 265
Plan Your Budget
Adjust the assumptions to see a rough monthly estimate. Open a specific home's “Estimate payment” and it fills in that home's real HOA and county tax. Set any rate you like — the APR beside it is recomputed for that scenario, fees and mortgage insurance included.
FHA finances the upfront mortgage insurance premium into the loan and carries monthly MIP for the life of the loan below 10% down. Conventional carries PMI until the balance reaches 78% of the purchase price, and none at all at 20% down.
VA is for eligible veterans, active-duty service members and certain surviving spouses. It needs no down payment and carries no monthly mortgage insurance at all — the cost is a one-time funding fee financed into the loan, 2.15% below 5% down, 1.50% from 5%, 1.25% from 10%. Veterans with a service-connected disability rating pay no funding fee, and certain surviving spouses are exempt as well; the estimate above assumes the fee applies, so an exempt buyer’s real payment comes in below it. Eligibility and your Certificate of Eligibility come from a licensed loan officer.
The published 4.99% programme closed on its printed close-by date, so this estimator no longer opens on a rate. Enter a rate you have been quoted, or ask a loan officer for today’s.
From this home’s own figures, not an assumption. Already included in the estimate above — nothing to adjust.
Estimate only. Actual taxes, assessments, insurance, and HOA vary by home and community. Not a loan estimate or commitment to lend.
Estimated principal & interest
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With estimated taxes & insurance
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Want real numbers for your situation? Let's talk →Estimates for educational purposes only. Not a loan offer, quote, or commitment to lend. Actual rates, payments, and costs vary by buyer, lender, and program. Contact me for current rates and personalized figures.
No Assumptions
The three fixed costs behind the estimate above — read from this homesite’s own record and the county’s rate, not from an average. Nothing here is adjustable, because none of it is a guess.
Already included in the payment and the estimator above. Property tax is the county rate applied to today’s list price; a homesteaded buyer’s bill is usually lower.
Where It Sits
The Cali Plan
4 BD · 2 ba · 1,774 sq ft · Single Family
More like this: All homes in Oaks Preserve · The Cali plan · New homes in Gainesville · See it on the map
See It In Person
Pick a time and I’ll meet you at Oaks Preserve.
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