Two Ways In
The same 221 homes, two ways to search them. Start from a monthly payment you set the assumptions for, or start from a price. Same inventory either way.
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Tony Gutierrez is a New Homes Specialist, not a lender. Actual figures, terms, and eligibility come from a licensed loan officer.
Scenario
Conventional PMI is priced off credit, so this changes the estimate.
Scenario
This is an assumption you can change, not a rate I’m offering. Move it to whatever you want to see — a loan officer sets the real one.
Prices as of October 5, 2026.
Financing incentive: builder covers all closing costs up to $20,000 when using DHI Mortgage on select homes. Select homes also qualify for up to $20,000 in flex cash; ask which ones.
Prices are real list prices from this week’s builder inventory. Prices as of October 5, 2026.
$224,990 $219,990
Red Tag price. The struck figure is this home’s previous list price.
$2,206/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.341%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$236,070 $229,990
Red Tag price. The struck figure is this home’s previous list price.
$1,895/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.337%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$236,070 $229,990
Red Tag price. The struck figure is this home’s previous list price.
$1,895/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.337%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$244,990
$2,159/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.331%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$244,990
$2,159/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.331%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$245,990
$2,011/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.330%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$245,990 $239,990
Red Tag price. The struck figure is this home’s previous list price.
$2,390/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.333%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$245,990 $239,990
Red Tag price. The struck figure is this home’s previous list price.
$2,390/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.333%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$247,990
$2,027/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.329%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$248,990
$2,416/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.329%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$248,990
$2,218/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.329%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$249,990 $247,990
Red Tag price. The struck figure is this home’s previous list price.
$2,410/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.329%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$250,990
$2,431/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.328%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$259,990
$2,298/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.325%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$262,990 $261,990
Red Tag price. The struck figure is this home’s previous list price.
$2,034/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.325%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$265,990 $264,990
Red Tag price. The struck figure is this home’s previous list price.
$2,099/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.324%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$269,990 $268,990
Red Tag price. The struck figure is this home’s previous list price.
$2,104/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.322%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$269,990 $267,990
Red Tag price. The struck figure is this home’s previous list price.
$2,137/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.323%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$275,000 $274,000
Red Tag price. The struck figure is this home’s previous list price.
$2,287/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.321%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$279,965 $277,990
Red Tag price. The struck figure is this home’s previous list price.
$2,169/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.319%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$279,990
$2,209/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.319%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$280,965 $279,990
Red Tag price. The struck figure is this home’s previous list price.
$2,184/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.319%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$282,070 $281,070
Red Tag price. The struck figure is this home’s previous list price.
$2,217/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.318%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
$282,490 $280,490
Red Tag price. The struck figure is this home’s previous list price.
$2,118/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.319%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
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