Programs and commission

The tiers, what is running right now, and how a co-op stays clean.

Current Programs

What's on the table right now

Current programs your buyers can use — I'll confirm which homes qualify. Official D.R. Horton and DHI Mortgage terms; each card retires itself the day it expires.

5.50% Government Rate

Close by Jan 29, 2027

5.50%

6.212% APR

FHA 30-year fixed — also VA and USDA

$2,565/mo

The lender's representative example: $354,310 sales price, $347,892 loan amount, 3.5% down payment required, 1.75% up front mortgage insurance premium. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.

Rate 5.500% · APR 6.212% · Estimate, not a commitment to lend. FHA 30-year fixed; terms per the linked DHI Mortgage flyer. Equal Housing Opportunity.

Full terms

Must Contract on or after 10/1/26 and close by 1/29/27. Available on certain D.R. Horton homes in select communities in Florida — ask me which homes qualify. Rate also available for VA and USDA loan programs. Every figure here is the lender's own, from the DHI Mortgage government program sheet REV 10/05/26.

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #1894497. [branch address omitted — see the linked flyer] Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower's principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner's Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. REV: 10/05/26 | Expires on the Close By Date listed above.

Equal Housing Opportunity. Rates and APRs shown are from the official flyers above and are subject to the full terms in each. Not a commitment to lend.

Build Your Commission

Up to 4%

on sale 5+ this calendar year. Your sales count across every qualifying D.R. Horton division office, for contracts written and ratified January 1 through December 31, 2026 — and the tiers reset every December 31.

3%sales 1–2

3.5%sales 3–4

4%sale 5+

Get on the list

Full terms

Contracts written and ratified 1/1/26–12/31/26; tiers reset every December 31. Client must be registered on first visit (or pre-registered by phone/email before visiting).

D.R. Horton is an equal housing opportunity builder. Home and community information, including pricing, included features, terms, availability, and amenities are subject to change without notice or obligation. Images are representational only. To qualify for the Region Real Estate Agent Commission Program, up to 4% commission on 5 or more sales, up to 3.5% commission on sale 3 & 4 and up to 3% commission on sale number 1 and 2 is only available for new contracts that are written and ratified 1/1/2026 through 12/31/2026 and close per contract guidelines. Annual rewards expire every December 31st. D.R. Horton will pay up to 4% of the final purchase price of the home at closing as a commission to buyer’s real estate agent; however, in no event shall the compensation paid by D.R. Horton exceed the amount provided for in the written agreement between agent and their client. To be eligible, agent must accompany and register client on their first visit to the D.R. Horton sales office or call or email the D.R. Horton sales agent at the community to pre-register client before their first visit to the community. Client must not have previously registered on the D.R. Horton website or communicated with D.R. Horton’s sales agent. Agent must hold a valid Florida real estate license as of the date of registration and buyer close of escrow. Total commission paid is subject to limitations, if any, on total broker commission imposed by buyer’s lender. To receive the up to 4% commission, agent’s buyer must sign a new contract on a home in any of the qualifying Division offices between 1/1/2026 and 12/31/2026 and close escrow per the terms of the contract. If buyer fails to close escrow per the terms of the contract for any reason other than seller’s default, agent shall not receive the up to 4%commission at closing. © 2026. D.R. Horton, Inc. All rights reserved CGC1522458 Exp. 12/31/2026.

How We Work Together

Co-op that stays clean

Register your client

Bring them to any of my communities or send them over — your representation is protected and the co-op is honored.

I run the builder side

Contracts, incentives, DHI Mortgage, construction updates and closing coordination — I keep it moving so you don't chase it.

You stay in the loop

Fast answers by call or text, milestone updates you can forward, and a clean path from contract to keys.

Not on the partner list yet? Join it here →